My hubby, my hero!!

My husband has taken on the two jobs. It's going to be so difficult for him. When he walked out the door this afternoon for his next 8 hour job, I bawled. He begins his day working 7am-4pm, comes home to shower, eat dinner, nap if he's lucky, leaves again for his second job from 5:30/6pm-2:45/3am. He is doing this all on 4 hours of sleep. I feel horrible that he has to do this because I cannot find a job. Grr.

I had another interview today and have 2 more set up this week. The interview that I had this morning already called me back for a second interview next Monday. Fortunately, two of the three jobs are in my field. I am also pursing a job with the gasoline station in which I was an assistant manager in college. Hopefully since I left on good terms, they'll hire me back!

We posted a bunch of stuff on Craigslist (2 cell phones, 2 bunk beds, a twin bed, new car audio, kitchen table, large painted pictures, and a lawn mower). So far both the cell phones have sold and one of the bunk beds is about to go if the guy can get a truck to haul it with. We are posting an ad in the paper for our yard sale Saturday--$9--for an ad. It seems really expensive especially considering we live in a very small town.

Ya'll should be proud of me! I called all the people we owe money to and set up payment plans, deferments, or extensions. Everyone was so willing to work with us. Our mortgage company said that we would qualify for 4 plans that help us out in our situation. Our banks that lend for our cars, has given us an extra month to find a job to pay. All the doctors' offices were totally understanding and just asked us to keep them updated. Looks like the only thing that we may not be able to keep is our Internet/Cable, which is fine with me! My hubby will be heartbroken with no TV. though.

I think God has His hands on us. We are very fortunate.

Scared

Here it is almost 1am and I am sitting in my master bathroom writing this so that I don't wake my husband. I have cried for nearly two hours from fear and remorse. I found out today that because I was terminated, I will not get the nearly six weeks of pay from vacation time that I had anticipated. Now we are do not know how we are going to make it until I start a job and get a steady paycheck. We have until the end of the month to make two car payments and our mortgage. We don't how we we will make all of them. Unless something changes between now and the last day of the month, we will loose something. We are going to pay my car payment and the mortgage. We are turning the car payment to my husband's SUV to God. We are praying to Him to make something happen so that we can keep everything we have through this difficult time.

Today alone I applied for over 50 jobs including fast food, housekeeping, front desk work, jobs in my field, and jobs outside of my field. I immediately got rejections on some jobs, but also got one immediate call back for an interview on Wednesday morning. My husband took a job and starts on Monday, but while he was in his orientation today, he got a call that he got another job. He is seriously considering doing both jobs full time and I am so scared for him. He would work job 1 from 6pm-3am Mon-Fri and the second one from 7am-4pm Mon-Fri. I do not see how that would be physically possible for him. I feel so bad that he is even considering this. I feel that all of this is my fault and that I am worthless because I don't have a job.

In an attempt to try to save our belongings, I am reposting our furniture on craigslist tomorrow morning and we are having a large yard sale next Saturday morning. I have started doing surveys from Opinion Outpost to get some money to help with gasoline and groceries.

I am hoping that God pulls out something amazing for us between now and July 31, 2011. He would be the only person that could save us from this disaster that we created for ourselves. Boy have we ever learned our lesson about fiances and being godly people. Please lift us up in prayers because we need them more than ever.

Here goes nothing!

We have been concerned about our finances and debt for almost a year now, but did not give it the energy that was required. We even went to Dave Ramsey's Financial Peace University. Unfortunately we took it right around Christmas, which coupled with the holiday season and work, became too much and we gave up. We continued to slack off until it became too late.

My husband and I both lost our jobs right after Independence Day 2011. We don't have any savings and we are scared, so what time is better than now to finally get it together?!

We have not found jobs yet, but we are hopeful. We have enough funds from vacation time to cover us for 6 weeks. We are praying and leaning on our Heavenly Father to get us through this.

Why do a blog and put everything out there? Well we want to hold ourselves accountable. My husband and I only have each other to hold us accountable, and neither of us are the strongest right now with finances. So we are putting it all out here and hoping this blog will keep us straight.

I'm afraid that due to our job loss, we will become behind on our bills and eventually loose everything we have. Any advice would be greatly appreciated. I am working on compiling our list of debts (God help us!) and there will be a lot of it!!! I will post all of it here.

WELCOME TO OUR MISERY!!!